If you’re working a waitress’ job then, at some point you are going to have to prove your income if you want to do things like take out a loan or purchase a car on installment.

These are huge transactions which you can’t just do on a whim, nor can you tell people you earn such and such amount without a valid proof of income.

If you want to rent an apartment you’re going to need proof of income, if you want to take out a loan, you’re going to need proof of income.

What are the instances when waitresses need to show Proof of Income?

In some cases, applicants for a loan, an auto dealership, an apartment or a mortgage may lie about how much they earn. They might exaggerate their income when in fact they cannot make end’s meet. This is why proof of income letters and income verification documents just like pay stubs can go a long way in showcasing the legitimacy of what a person earns.

Pay Stubs are effective for showing a Waitress’ Proof of Income

Pay stubs are a great way to show not only your income but your taxes and deductions. A pay stub generator can help you showcase your income for a given period and! It can also include your tips –  on top of your regular earnings.

And if you’ve genuinely been waiting tables to happy customers, you can reflect that on your check stubs and pay stubs are also fantastic for showing your progress and earnings and how much more you have to make if you have long term goals and plans or investments such as buying a home.

What is an income verification letter?

An income verification letter or a proof of income letter. Sometimes it is called a letter of employment. Having a letter signed or written by your former employer is great because it is a first hand account of where you worked and it can also serve as a character reference.

An income verification letter is filled out by your manager and shows how much you earned and your work period.

You can’t just put in that you earn $40, 000 a year without legitimate proof.

The great thing about using pay stub generators to create proof of income is that they come with auto calculations, they can showcase or approximate your taxes for that given period.

You can’t fake a proof of income letter just as we do not recommend you go on faking your income on pay stubs. It’s best to use these forms of documentation to show the progress or the variety of your earnings

How can I format a Proof of Income Letter?

There is no one size fits all format for proof of income letters. Ideally, you want to start with your details on top:

  • Name
  • Phone number and email address
  • Employer’s name
  • Employer’s phone number or email
  • Job Title
  • Your salary or hourly wage
  • Number of hours you usually worked at that job

It’s good not to go overboard. But these are just some of the things you can request to be shown when asking for a proof of income letter.

Sample of a Proof of Income Letter

To Whom it May Concern,

My Name is Johnny from Hash Brown’s. And I am writing this verify that Johanna Smith was a bona fide employee and a waitress of mine who worked from March 2020 – February 2021. She has earned $10.00 per hour including tips. Her pay period was on a weekly basis.

Feel free to reach out to me and ask further questions if you want to verify her proof of income.


(Employer Signature)


If you’re a waitress and you want to take out a loan, find an apartment, purchase a car or purchase a home you’re going to have to prove that you’re salary and consistent level of earnings is enough to pay these debts.

The first and best way you can show proof of income after the fact is through generating a pay stub.

The second is through writing a proof of income letter or asking your former employer to draft one while they sign it for you.

If you’ve kept track of your tips and your restaurant salary, showing proof of income ought to be a piece of cake.